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1. The insurance must be valid for the territory of all Schengen states.
2. Emergency repatriation has to be included.
3. Emergency treatment in a hospital has to be included.
4. The insurance has to be provided by a Hong Kong or German insurance company.
5. The insurance has to cover the complete length of your trip.
6. A minimum coverage of 30,000 EUR must be included.

Please note that the proof of adequate health insurance has to be provided at the time of your visa application, if it is not differently mentioned on the checklist.